Does Homeowners Insurance Cover Mold?
Homeowners insurance does not usually cover mold damages. Although, there are instances when mold is covered. These instances are generally when the cause of mold is due to an incident that homeowners insurance does cover. For example, if mold has grown due to accidental and sudden pipe burst or if a recent fire has caused mold, your homeowners insurance will likely cover the mold damages. On the contrary, if mold has grown due to improper maintenance practices, such as on-going humidity exposure or a continuous leak, homeowners insurance will not likely cover the damages.
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